GPS coordinates: lat: -29.777742 - lng: 30.815435
Debt-Rite Debt Solutions
Address:
No 3 Wearcheck House, 16 School Road, Pinetown, 3610, 3610 Durban - Pinetown
Telephone:
03170200900317029954
Fax:
0317029947
Opening hours
- Monday: 08:00-16:30
- Tuesday: 08:00-16:30
- Wednesday: 08:00-16:30
- Thursday: 08:00-16:30
- Friday: 08:00-16:30
- Saturday: 08:00-12:00
- Sunday: closed
To schedule an appointment, please call us during normal business hours.
Description
We are NCR registered, accredited and appointed Debt Counsellors who are positioned to assist overindebted consumers by means of restructuring their debt obligations as envisaged in terms of Sections 86 & 87 of the NCA. We are specialists in our field and have been in practice since July of 2008.
We offer a one on one service to ensure that the intended relief is accurately and effectively sought through the legal process at our disposal.
Keywords
Loans, Money, Credit, Debt, Debt Review, Court, Debt Relief, Debt Counsellors, Ncr, Overindebted, National Consumer ReliefCompany description
What is debt counseling?Debt Counselling is a process based on the NCA that allows for NCR registered and accredited debt counselors to assist overindebted consumers by restructuring their monthly debt obligations either formally through the courts or informally via a consent order, the latter is however not as frequent as one would expect.
The process is therefore almost always referred to court for formal restructuring to ensure full compliance by all parties involved.
The debt counselor will also seek to advise the consumer on how to budget more effectively to ensure that non essential living expenses are removed from the calculations to allow for responsible restructuring of all debts.
Debt counselling applies to all credit agreements; • Home loans
• Vehicle finance
• Credit cards
• Personal loans
• Overdraft facilities
• Clothing accounts
Basically any credit agreement entered into between an individual and registered credit provider is eligible for debt review.
It is however not abnormal for a non standard creditor to voluntarily participate in this process as it allows for an effective collections process.
How can debt counseling help a cash strapped consumer / how does it work?
The process provides immediate relief from all current debt obligations thereby allowing for the consumer to maintain their debt obligations with ease, the debt analysis conducted by the debt counsellor at the interview stage is based on an affordability assessment whereby the debt counsellor will decipher the consumers state of overindetness to ascertain how much of their disposable income can be used toward the restructuring of all debts.
The monthly repayment terms are increased and the monthly installments are reduced to fall in line with the consumers affordability, in some instances the credit providers may agree to reduced interest rates charged over the restructuring term to allow for non protracted repayment terms.
Service Areas
NationwideSpoken languages
English, Afrikaans, Zulu, Sotho.Contact Persons
Jason Vorster
MANAGEMENT
MANAGEMENT
0317020090
0823204128
0317029947
Trudy Pillay
RECEPTION
RECEPTION
0317020090
0317029947
Melissa Meyer
ACCOUNTING
ACCOUNTING
0317020090
0317029947
Rebecca Shozi
CUSTOMER SERVICE
CUSTOMER SERVICE
0317020090
0317029947
Official Data
- Official Name: DRDS
- Number of Employees: 5
- Date of Incorporation: 15 Jul 2008
- Directors: 1
Other Businesses: